Life insurance as supplemental social security

نویسندگان

چکیده

Introduction. Life insurance arises from the need for individuals to provide financial protection and security themselves their families. It can be used as a tool accumulating resources means of pension planning. in Ukraine remains less developed compared other European countries due low confidence companies, difficult economic situation country, lack proper legislative regulation this area insurance. Problem Statement. The increasing proportion elderly people, according demographic projections, determines corresponding requirements reforming primarily social sphere, life could become one effective ways supplemental security. Purpose. To highlight potentialities using Methods. We general scientific special methods, i.e. analysis, synthesis, grouping, description, comparison, theoretical generalization, abstract-logical methods. Results. is emphasized that inherently aims at additional support welfare population. noted most countries, integrated into system. proved not mandatory part system, but available on voluntary basis through companies. number insured citizens contracts concluded by insurers during last 5 years has been analyzed. Research market conducted an overview programs offered companies classes made. Conclusions. opportunity significant potential our country. However, impact some negative factors, particular, military aggression, underdeveloped stock hinders development possibility expand share population Taking account statistics, which are aggravated there clearly defined conditions use method

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ژورنال

عنوان ژورنال: Fìnansi Ukraïni

سال: 2023

ISSN: ['2522-4662', '2305-7645']

DOI: https://doi.org/10.33763/finukr2023.04.076